New Product to be submitted for approval, for launching

Every Juan must have a Holy Gardens Life Plan (UNI + PLANS)

Company:   Destiny Financial Plan

                  or  Holy Gardens Life Plan

Product Name

            UNI   +  PLANS

         Isang plano maraming benepisyo

       This new product is a unit plan of P10,000 each and can be bought as one two ten or more units to fit his budget.  It also has other features that combines the benefits of a life plan with protection, and money back benefits

Important features:

1.  Affordable - available in units of P10,000.  Only P220 monthly installments. Kayang kaya

 Flexible -  you can buy bigger amounts by adding units

3.  Secured:   company, Destiny Financials is duly licensed and approved by Office of the Insurance commissioner just like a bank is trustworthy as approved by Bangko Sentral ng Pilipinas

    Backed by assets of Holy Gardens memorial park with several sites nationwide, with memorial assets running into billions

4.  Guaranteed memorial service.  The certificates when fully paid can be used to purchase preferred memorial service in the accredited mortuaries  (Category 1)   In the areas where the plan is sold as in Pangasinan and Calamba, the affiliates has memorial assets as memorial park, chapel memorial services, crypts and soon to be crematorium

5.  Insurance protection during the paying period.

    Life insurance protection 

    A.  Term life insurance for qualified plan holders

    Double benefit:

  1.  Amortization deemed paid if the plan holder dies of natural cause;  

   2. Cash benefit - principal repayment shall be paid back to the beneficiary

   Not to mention that the planholder enjoys the memorial benefit

    B. Personal accident

    1.  Double indemnity in case the insured dies from falls, vehicular accidents or falls

    2.  Amortization deemed paid  (full for total disability) and partial for partial disability

     Double the amount of the insurance in case the plan holder

6. Cash back 

      The planholder may opt after the paying period to use the cash benefits of the plan (based on the CSV) table for uses other than the memorial service, provided the the plan holder buys again the plan. The plan holder may use the cash for for emergencies, and other uses like education, travel, health and more.   

     It is not necessary and the usual practice that the life plan shall be dedicated only for memorial services.  There is life beyond life plans, and other uses.

7.  With increment benefit (Investment)

      If the planholder cashes out and the trust fund has earnings this shall be shared with the plan holder.

    This is comparable to a V u L plan.  It gives better yield than bank deposits which is only 1/4 of 1% annually.  

      If the plan holder survives beyond 25 years, his heirs beneficiary shall be given a new plan

      Compared to life plans, Uni + plans is not solely dedicated to memorial plans because you have a cash back.  It is a true investment because there is liquidity and increment in value should the trust fund earn more from its investment income  A true game changer in the life plan industry.   V Plans can not be used can not guarantee memorial services as they are now, even though the plan holder can be assured of cash benefits, they having no expertise in the industry.

      Call us now, or get in touch with our accredited sales consultants

     Agents welcome.

    Text or call:   0917 305 6985  Globe

                         0933 861 5800

    Email:    holygardens.group@gmail.com




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